Ramona & San Diego Real Estate
Deb Espinoza Stage Presence Homes

Home Buyer Services


 

  Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to building your wealth through real estate. Historically, homeowners build equity just by owning a home over a period of three to five years.

Be aware that it costs you nothing to be represented by a buyer's real estate agent. A buyer's agent is one that represents you exclusively and can help you negotiate the best price and terms for your new home. As your buyer's agent we will know comparable homes in the area and be able to establish a realistic offering price that is PROVEN to save you more money than if you tried to negotiate the price yourself or through the seller's agent directly. Then there is are negotiations for repairs, inspections, and financing. This is a BIG decision- let us help you make informed decisions that you feel good about AND save you money.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Ramona or elsewhere in San Diego County. Looking out of area?.... ask me for referrals.


Below, select desired reports and complete the form provided.

 



Buying Your First Home

Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.

The Right Home at the Right Price

This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.

Avoid Common Buyer Errors

Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.

But Do You Need It

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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