Beautiful West End Home on 5.97 Acres
17111 Rancho Suenos Rd Ramona, CA
 
Photo1 Photo2 Beautiful west end home on 5.97 acres with VIEWS & sparkling custom pool & spa. Single level, open floor plan, vaulted & tray ceilings, decorative art niches throughout, large bedrooms. Separate living & family room, formal dining area, Master suite w/ access to pool, large master bath, soaking tub, walk in shower. Spacious kitchen, stainless appliances, gas stove, double oven. 3 car garage. Certified Pre-Owned Home, Termite & Home Inspection done. Seasonal creek, room for horses. 
 
  CASH TO CLOSE  HOUSING EXPENSE  INCOME TO QUALIFY
  Financing CONV CONV VA  
  Notes Fixed Rate 7/1 ARM Fixed Rate  
  Sales Price $795,000 $795,000 $795,000  
  % Down 20.00% 20.00% 6.74%  
  First Loan $636,000 $636,000 $752,538  
    Term 30 Years 30 Years 30 Years  
    Rate 3.625% 3.250% 3.375%  
    APR 3.709% 4.097% 3.530%  
  Down Payment $159,000 $159,000 $53,583  
  Closing Costs $7,609 $5,224 $5,528  
  PrePaids/Impounds $9,149 $9,051 $9,245  
  Lender Credit -$0 -$795 -$2,822  
  Total $ Required $175,758 $172,480 $65,534  
  First Loan P & I $2,900 $2,768 $3,327  
  Taxes, Ins & MI $1,059 $1,059 $1,059  
  Total Payment $3,959 $3,827 $4,386  
  Income Guide $9,210 $8,900 $10,200  
7/1 Adjustable Rate Mortgage
Years Rate Payment
1-7 3.250% $2,768
8-30 8.250% $4,778
1 Year LIBOR plus 2.250% margin. 5% 1st adjustment, 2% periodic & 5% lifetime CAP's.

Fully indexed rate is 3.697% with a payment of $2,926. Payments above exclude taxes and insurance, if applicable. Actual payments will be greater. APR may increase after consummation.
 
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Deb Espinoza

Realtor, Broker

01368091 (CalBRE)

Direct

619-913-7783

Office

(619) 378-0454

Fax

760-896-6905

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Deb@StagePresenceHomes.com

http://www.stagepresencehomes.com

 

Stage Presence Homes

2260 Main Street

Ramona CA 92065

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Sheri Arnold

Sr. Loan Officer

NMLS# 311417

Mobile

760-889-8791

Fax

855-551-2873

Office

858-451-0620 x 6114

 

sarnold@skylinehomeloans.com

http://SheriArnold.skylinehomeloans.com

 

Skyline Home Loans

16456 Bernardo Center Dr. Suite 100

San Diego CA 92128

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This is for informational purposes only and should not be relied upon by you. Stage Presence Homes is not a mortgage lender. Contact Skyline Home Loans directly to learn more about its mortgage products and your eligibility for such products. Copyright © 2016 Skyline Financial Corp. dba Rancho Financial Mortgage Center Nationwide Mortgage Licensing System & Registry (NMLS) Company ID # 12072, California - Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act File No: 413-0296. This financing is designed to assist you in selecting the loan program that most closely suits your budget. Financing is shown for comparison only. This is not an offer of credit or commitment to lend. Loans are subject to buyer/property qualification. Rates/fees are subject to change without notice. Cash reserves may be required for some conventional loans.

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