http://www.stagepresencehomes.com/blogs/httpactiveraincomblogsdebespo/archive/2010/07/23/home-buyers-must-get-qualified-for-a-loan-before-they-start-their-search.aspxWhile the real estate market is clearly a Buyer&#39;s market today with low low interest rates and plenty of distressed homes on the market bringing the values to their all time lows; it&#39;s harder than ever for a Buyer to qualify for a loan. Home buyersenCommunityServer 2.1 SP1 (Debug Build: 61019.2)http://www.stagepresencehomes.com/blogs/httpactiveraincomblogsdebespo/archive/2010/07/23/home-buyers-must-get-qualified-for-a-loan-before-they-start-their-search.aspx#1012117Mon, 13 Jun 2011 02:43:30 GMTd0aca075-1c64-4346-8220-4a4844f7120a:1012117debbie<p>I agree. I am purchasing a home and have 5 days til closing and because I left work early one day and took off a holiday the underwriter is questioning my hours of work. I work full time. They have pulled my bank statements 3 months now and all pay stubs and want to know where every deposit comes from. It is over whelming I was excited about buying my first home now I am afraid. It is so much paper work and watching your spending and what you put away. Gosh if I get to closing I will fall on my knees and thank the lord above:). </p>